How to Get the Nigehban 10000 ATM Card Online In Punjab 2026

The Punjab Government has started the Ramadan Nigehban Package 2026 to help families in need during the holy month of Ramadan. This program provides financial support of Rs. 10,000 per eligible family through a secure biometric ATM card. The main goal is to offer quick, safe, and direct assistance to low-income households registered in the Punjab Socio-Economic Registry (PSER). By using this system, families can avoid middlemen and receive cash directly. The package focuses on dignity, transparency, and convenience for all recipients.

Who Can Apply for the Nigehban 10000 ATM Card?

Eligibility for this program is automatically checked through the government database. You may qualify if your family is listed in PSER, the head of the family has a valid CNIC with a Punjab address, and your household falls under low-income criteria. Special priority is given to widows, elderly individuals, people with disabilities, and daily wage workers. Applicants who have recently received major aid from other government schemes may not qualify, so the system ensures fair distribution.

Steps to Verify Eligibility and Register Online

Checking your eligibility is simple and can be done online:

• Visit the Official Portal: Go to the PSER website to begin the process.

• Check Your CNIC: Use the eligibility or status check section and enter your 13-digit CNIC.

• Register if Not Listed: If your CNIC does not appear in the database, select the ‘New Registration’ option and complete the form carefully.

• Provide Correct Information: Enter accurate details including family size, income, and residential address.

How to Receive Your Nigehban 10000 ATM Card and Withdraw Cash

Once you are confirmed eligible, the process to receive and use your ATM card is easy:

• Card Notification: You will get an SMS alert to collect your personalized ATM card from a nearby camp or bank branch in your tehsil.

• Collection: Take your original CNIC and registered mobile phone for OTP verification.

• Withdraw Cash: Use the card at any approved bank ATM, such as Bank of Punjab, to withdraw the full Rs. 10,000 or in smaller amounts. Your PIN will be provided separately for security.

Important Points to Remember

To make sure you benefit fully from the program, follow these rules:

• No Fee: Registration and card collection are completely free. Avoid paying anyone for these services.

• Beware of Scams: No government officer will ask for your card or PIN over the phone. Always stay alert.

• Official Information: Only trust official PSER updates and government announcements.

• Time-Sensitive: Complete registration or status verification before Ramadan begins to avoid missing your assistance.

FAQs

1. What is the total cash amount provided per family?
   Each eligible family will receive Rs. 10,000 directly on their ATM card.

2. Who is considered eligible for this program?
   Families registered in PSER with valid CNICs and low-income status, including widows, elderly, disabled, or daily wage earners, are eligible.

3. How can I check if my family qualifies?
   Visit the PSER website and enter your CNIC in the eligibility check section.

4. Can someone else collect the ATM card for me?
   No, the card must be collected in person with the original CNIC and registered mobile number for OTP verification.

5. Is there any cost to register for this program?
   Registration and card collection are completely free of charge.

6. Where can I withdraw the cash?
   Funds can be withdrawn from any designated bank ATM, such as Bank of Punjab.