Maryam Nawaz Loan Scheme 2026 is a great opportunity for low-income households in Pakistan to get interest-free loans to build or buy their own homes. If you are living in a rented house and don’t have your own property, the Punjab Chief Minister Maryam Nawaz Sharif has launched a special program to support you. Under this scheme, eligible families can receive a loan of up to Rs. 15 lakh to construct their own homes. This initiative is also known as the Apni Chhat Apna Ghar Scheme, offering a chance for financial support without paying any interest.
How to Apply Online
Applying for the Maryam Nawaz Loan Scheme is very simple. You can either visit the registration center in your district or apply online through the Punjab ACAG official portal. By filling out the application form carefully with all your details, you can register from the comfort of your home. Once your application is accepted, you will become eligible for the loan. The scheme ensures that low-income households get the support they need to secure a home of their own.
Latest Updates on Loan Distribution
The Punjab government has completed the first phase of the Apni Chhat Apna Ghar Scheme. The list of selected beneficiaries has already been released. You can check your name online to confirm if you have been selected. If you are selected, you will be provided with an interest-free loan of Rs. 15 lakh. The government will start distributing these loans in 2026. Beneficiaries will receive full details on how to access their loans and begin construction of their homes.
Eligibility Criteria for Maryam Nawaz Loan Scheme
To qualify for this loan, you must meet the following conditions:
Must own five marla land in a city or ten marla land in rural areas.
Should have no registered FIRs in your name.
Poverty score must be below 40%.
Must not have taken a bank loan before.
Age should be between 18 to 60 years.
Can be self-employed, run a business, or have a regular job.
Only low-income families are eligible.
Owning more land than the specified limit disqualifies applicants.
Following these criteria ensures that only the most deserving families receive assistance under the program.
Application Process and Deadlines
The second phase of Apni Chhat Apna Ghar Scheme will start in 2026. Families can apply online through the official ACAG portal. Simply fill in your details and submit the application. If you face difficulty accessing the portal, the official link is provided to help you register easily from home. This process allows applicants to secure their interest-free loans without visiting government offices.
Loan Amount and Benefits
The main goal of this scheme is to provide every eligible household with a chance to have their own home. Maryam Nawaz Sharif announced that 70,000 families in Punjab will benefit from this program. The loan amount is Rs. 15 lakh, which can be repaid in easy installments over seven years. The first three months of installments are waived off, and after that, each family will pay Rs. 14,000 per month. This scheme helps low-income families, teachers, employees, and other individuals to finally build a house of their own.
Advantages of the Scheme
This scheme is not only financial assistance but also provides peace of mind to families who have been struggling with housing problems. A secure home improves quality of life and gives stability. With government support, families can now invest in construction without worrying about the cost. The interest-free loan ensures that repayment does not create a burden on low-income households. This initiative promotes home ownership and enhances the living standards of citizens in Punjab.
Conclusion
Maryam Nawaz Loan Scheme 2026 is a remarkable initiative by the Punjab government. It targets homeless families and low-income households, providing them with an opportunity to have their own roof. Eligible families can receive Rs. 15 lakh without paying any interest and repay it comfortably over seven years. This program is expected to improve housing conditions across Punjab and help thousands of families achieve the dream of owning a home.
Frequently Asked Questions (FAQs)
What is Maryam Nawaz Loan Scheme?
It provides an interest-free loan of Rs. 15 lakh to help low-income households build or buy their own homes in Punjab.How can I apply for the loan?
You can apply online through the ACAG Punjab Gov PK portal or visit the registration center in your district.What is the loan amount and repayment period?
The loan is Rs. 15 lakh. The repayment period is seven years, with the first three months of installments waived. After that, Rs. 14,000 per month will be required.When will the loan disbursement start?
Loan distribution for selected beneficiaries will start in 2026.Who is eligible for the loan?
Applicants must meet the specified criteria, including owning limited land, having no bank loan, and being low-income.Can employed or self-employed individuals apply?
Yes, as long as they meet the eligibility criteria.
نیچے دیا گیا فارم فل کر کے اپلائی کریں
Plz help me humra Ghar bhi APNA nhi ha